FinanceOS brings your accounts, spending, budgets, subscriptions, savings goals, and upcoming financial plans into one simple view.
Budget left
₦163.6K
Savings rate
24%
Food & Transport
Product
Your salary comes into one account. Your subscriptions leave another. Savings sit somewhere else. Bills arrive at different times, and small expenses add up before you notice. FinanceOS brings it all together so you can see the complete picture.
See
Know how much you have, where it is, what came in, and what went out without piecing together information from different places.
Understand
Tracking your money is only useful when it helps you make better decisions. FinanceOS turns your financial activity into clear patterns and insights.
Plan
FinanceOS helps you see upcoming bills, subscriptions, recurring income, savings contributions, and other financial events before they happen.
Build
Set goals, create budgets, track your progress, and turn your income into something bigger than a monthly balance.
Accounts
Keep track of your bank accounts, wallets, and other sources of money without losing sight of the bigger picture.
Subscriptions
Recurring expenses can quietly consume your income. FinanceOS helps you see your subscriptions and recurring payments in one place.
Analytics
Visualize your income trends, expense breakdowns, savings rate, and get actionable insights from your financial data.
AI Insights
FinanceOS can help you make sense of your financial activity, spot patterns, and surface useful insights without making your finances more complicated.
Security
FinanceOS is designed with privacy and security in mind, giving you control over your financial information while keeping your data available when you need it.
How it works
Add your bank accounts, wallets, and income sources. Set up your starting balances in under a minute.
See where your money goes, track your budgets, and discover patterns in your spending and income.
Set savings goals, create budgets, and stay ahead of bills and subscriptions with a clear financial calendar.
Showcase
Mobile
Start knowing where it is, where it's going, and what you're building toward.
FAQ
FinanceOS is a financial operating system that brings all your accounts, spending, budgets, subscriptions, savings goals, and upcoming financial events into one clear, organized view. It helps you understand your money and make better financial decisions.
No, FinanceOS is not a bank. It's a financial management tool that helps you track and organize your money across all your existing bank accounts, wallets, and other financial sources.
Yes. FinanceOS supports multiple bank accounts, mobile wallets, cash holdings, and even foreign currency accounts. You can see all your balances in one place and track transfers between them.
Absolutely. FinanceOS lets you log all your recurring payments and subscriptions so you can see exactly how much of your income is already committed each month. This makes it easy to spot subscriptions you may want to cancel.
Yes. You can create multiple savings goals with target amounts and dates. FinanceOS tracks your contributions and shows your progress so you stay motivated and on track.
FinanceOS is a progressive web app that can be installed on your home screen. Once installed, core parts of the app load from your device, and your data syncs to the cloud so it's available whenever you need it.
Yes. FinanceOS uses encrypted cloud storage, PIN protection, and secure authentication. We never sell your data or show ads. Your financial information stays private and under your control. You can also export your data at any time.
Add FinanceOS to your home screen for the best experience.
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